# Challenges

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**Spending Limits:** Users on current platforms are restricted to spending $200 per transaction. Creators often sell videos for over $1,000, especially in niche markets, making it challenging to secure multiple payments of $200.&#x20;

Alternative solutions like PayPal often lead to account terminations. SUBBD eliminates these spending limits, providing a seamless experience for both creators and users.

**Banking & Payments:** Banking for content creators is increasingly difficult.&#x20;

Both creators and platforms face banking challenges. In 2021, a leading platform had to ban specific content due to banking and payment rail issues. While workarounds have been found, restrictions are becoming more pronounced, as evidenced by recent warnings received by creators. Creators also struggle to open business accounts due to the nature of their income. *<mark style="color:orange;">**(NOTE: I took out the links/refs due to it being adult content themed - do you want them in?)**</mark>*

**Crypto Payment Requests:** Users are increasingly requesting cryptocurrency payment options for privacy reasons, highlighting a demand for discreet transactions.&#x20;

The writing is on the wall for Web3 and content creators when users start asking to pay via cryptocurrency. The challenge with traditional banking payments is what appears on bank statements. If statements show a purchase of tokens rather than a subscription to a content platform, users are less likely to hesitate.&#x20;

**Restrictions:** Current platforms impose restrictions due to their payment and banking providers. Creators cannot sell items like high heels and lingerie, which are lucrative revenue streams. Many are banned from services like PayPal, leaving their bank accounts or cryptocurrency as their only options, both of which pose safety risks.

**Creating:** Creators and managers face significant challenges on current platforms due to a lack of intuitive features, making content creation time-consuming. We aim to address this by integrating AI and features like a bulk editor, eliminating the need for third-party editing software for tasks like smoothing and texturizing.

**Shout for Shout, Guaranteed Gains and Promotional Activities:** Creators often face warnings and account suspensions for "spam" content due to shout-for-shout and cross-profile promotions. These techniques help creators gain subscribers but are difficult to control on popular sites.&#x20;

We will provide a calendar-based solution for safe on-platform promotions, allowing creators to pay each other and book slots securely.
